In a prior post I spoke about Allison and I beginning to think about a purchase of a home. We are going to get the ball rolling. The first step that we took was to see what we could qualify for, for a mortgage. I contacted a friend of the family, Brian, who has been super helpful. He told me what I needed to get him for information to start things off and he turned that information around to us very quickly. We got credit reports to look over, oh joy. What a slap of reality, seeing how many credit related items you have on your report. I’m not saying things like late payments and whatnot, I only had one of those back in 2001, which was bogus but I hadn’t learned how to fight these things yet. What I mean by the reality is seeing all of your debt and the total amount in one single file. I know I use Microsoft Money and check on the bills every day (I’m fanatical, ask Allison). I’ve tracked my net worth for the past five years on a monthly basis (again fanatical) and I have gotten my cre...